Secure Payment Processing
Vishakha Fabrics is dedicated to providing secure payment methods for your convenience. We accept payments in Indian Rupees (₹), including applicable GST, and offer multiple secure payment channels.
1. Payment Methods
- Digital Payments: Credit/Debit Cards (Visa, MasterCard, RuPay), UPI (PhonePe, GPay, Paytm), Net Banking, Digital Wallets (Paytm, MobiKwik)
- Traditional Methods: Bank Transfers (NEFT/RTGS/IMPS), Cash on Delivery (limited areas)
2. Payment Security
- SSL Encryption: 256-bit SSL encryption for secure transactions.
- PCI DSS Compliance: Payment gateways are Level 1 PCI DSS certified.
- No Data Storage: We do not store your card details.
- Fraud Monitoring: 24/7 fraud detection for real-time security.
3. Order Processing
- Instant Methods: UPI, Cards, Wallets (Instant processing)
- Net Banking: 2-4 hours processing
- Bank Transfers: 24-48 hours processing
- Cash on Delivery: Confirmation required
4. GST & Tax Compliance
- We provide GST-compliant invoices with detailed tax breakdown (CGST, SGST) and maintain digital records for 6 years.
5. Refund & Cancellation
- Refunds: Processed within 5-7 business days, credited to the original payment method.
- Cancellation: Full refund for pre-shipment; partial refund for in-transit orders; no refund after delivery.
6. Failed Transactions
- If a transaction fails, contact us with transaction details for resolution. Auto-refund issued within 7-10 business days.
7. Business & Wholesale Payments
- Credit Terms: Available for approved business partners.
- Bulk Orders: Advance payment required for large orders.
8. Contact Information
For payment queries, contact us at:
- Email: vishakhathechudimaterials@gmail.com
- Phone: 9566605766
Bank Details
- Account Name: Vishakha Fabrics
- Account Number: 44411747517
- Bank Name: State Bank of India
- IFSC Code: SBIN0015036